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Calculators

A little clarity before your next decision. Explore loan repayments and savings estimates in Indian rupees.

EMI Calculator

Estimate a fixed-rate loan’s monthly instalment.

Enter your loan details to see an estimate.

Assumes monthly repayments at a fixed interest rate. Excludes fees, insurance and taxes.

FD Calculator

Estimate the maturity value of a cumulative deposit.

Enter your deposit details to see an estimate.

Assumes quarterly compounding and no withdrawals. Excludes tax and premature withdrawal penalties.

How the estimates work

EMI = P × r ÷ (1 − (1 + r)−n), where P is the loan amount, r is the monthly interest rate and n is the number of months. At a zero interest rate, EMI = P ÷ n.

Fixed deposit maturity = P × (1 + R ÷ 400)4t, where R is the annual percentage rate and t is the tenure in years.

These are mathematical estimates, not product quotations. Actual lender and deposit terms may differ.

More tools on the way

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