Manish Kumar is a BankingTrail contributor covering banking, personal finance, financial markets, regulatory developments, and related financial topics. He focuses on presenting complex financial information in a clear, practical, and reader-friendly manner, with emphasis on accuracy and reliable sources.
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Manish Kumar
Economic & Political Affairs Analyst
Published work
More from Manish Kumar
Why Higher Interest Rates Don't Always Mean Higher Bank Profits
Introduction When central banks raise interest rates, it is tempting to assume that commercial banks will automatically become more profitable. After all, banks charge interest on loans, mortgages and other forms of credit. If borrowing rates increase, shouldn't banks earn…
The Rise of Shadow Banking: The Financial System Beyond Traditional Banks
The Rise of Shadow Banking: The Financial System Beyond Traditional Banks Introduction For generations, commercial banks have occupied a central position in the financial system. They accept deposits, provide credit, facilitate payments and support economic activity. Yet an…